
How Do Credit Card Issuers Adjust Their Risk Level? – Credit Card Insider
Today’s question is: How Do Credit Card Issuers Adjust Their Risk? Ask us your credit questions in the comments and find your next card at Credit card issuers give out higher credit limits to less-risky borrowers, and lower credit…

When Will My Credit Card Be Closed For Inactivity? – Credit Card Insider
Today’s question is: When Will My Credit Card Be Closed For Inactivity? Ask us your credit questions in the comments and find your next card at If you use your credit cards responsibly and make purchases at least once…

How Do I Know If I’ll Earn Rewards Points On This Purchase? – Credit Card Insider
Today’s question is: How Do I Know If I’ll Earn Rewards Points On This Purchase? Ask us your credit questions in the comments and find your next card at How do you know how many points you’ll earn for…

What Happens When My Discontinued Credit Card Expires? – Credit Card Insider
Today’s question is: What Happens When My Discontinued Credit Card Expires? Ask us your credit questions in the comments and find your next card at It’s rare, but in some cases credit card issuers will discontinue a particular credit…

Should I Use Store Credit Cards Or Reward Credit Cards? – Credit Card Insider
Today’s question is: Should I Use Store Credit Cards Or Reward Credit Cards? Ask us your credit questions in the comments and find your next card at Many retail stores offer credit cards that are branded with their business,…

How Do I Get Rid Of A Penalty APR? – Credit Card Insider
Today’s question is: How Do I Get Rid Of A Penalty APR? Ask us your credit questions in the comments and find your next card at Most credit cards come with what is called a Penalty This is…

What’s The Best Way To Monitor My Credit? – Credit Card Insider
Today’s question is: What’s The Best Way To Monitor My Credit? Ask us your credit questions in the comments and find your next card at In a world of frequent data breeches it’s important to keep an eye on…

Do Installment Lenders Care About FICO Scores And Credit Limits? – Credit Card Insider
Today’s question is: Do Installment Lenders Care About FICO Scores And Credit Limits? Ask us your credit questions in the comments and find your next card at Installment lenders provide loans that come with fixed terms and payments for…

Do Cell Phone Contracts Build My Credit? – Credit Card Insider
Today’s question is: Does My Cell Phone Contract Build Credit? Ask us your credit questions in the comments and find your next card at Some types of credit accounts will report to the credit reporting agencies, while others will…

Should I Keep My Credit Score And Credit Reports A Secret? – Credit Card Insider
Today’s question is: Should I Keep My Credit Score And Reports A Secret? Ask us your credit questions in the comments and find your next card at Credit scores and credit reports tell something about you – but how…