4 Categories EVERY Budget Needs Regardless of Income

This is how I have put together my budget since the beginning. And no, fudge is not a chocolate category haha. It is your miscellaneous category for any expenses that don’t belong in the other three! So if you forget something, you might have a Ralphie, “Oh fudge,” moment. That’s when you use the Fudge category. Let me know if your budget is set up like this!

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